How much money is F--- You Money?

F You Money

The first time I  heard  this it just struck home as a profound statement. To me it was like the ultimate financial achievement that is possibly to anyone. I remember my dad using once when i was little child. At the time there was a long recession and there was no work and my dad was a plumber. To keep the money coming in my dad took a job as a postman. He did the job for three weeks and was completely bored; his quote to his boss was "a well trained monkey could do this this job, F this". The problem here was that my dad done it out of weakness and it put stress on my mum with the household bills. Secondly he did not say it to a person but rather used  it to say it to a job.

How much money is it?

I think this depends on person to person , their expectations and their lifestyle. Some people might throw lump sums out there and say its a million £  or £250K. For me i think its different, its a position of no more thinking of reaching a certain age for retirement  , no more im going to make a million. Its just a simple sum for me in where all my bills are covered and i never have to worry. The amount of money you would need to not have a care in the world and just be able to say fuck you to everyone.

This could be a very low figure.

                              Lets say you earn $500 a week as this covers all your bills.

                              = your F you money is $500 a week from passive income.

This does not have to be  a lump some but more of a weekly/ monthly figure that is achieved through passive income; this sounds much more realistic to the average Joe Bloggs .

Where did it come from?

I first heard it on the film by actor John Goodman in the 2014 film The Gambler, Where he explains that if you ever get a large lump sum you should buy a nice small house with a good roof. Clear your debts and put the rest into a 3-5% savings account and that should last you the rest of your life. You are now in the position to say F You. 

But once you are in that position hell it would be nice to one day to actually use it. I think i'm too polite but i think that if im sat on my death bed and im thinking about the fact that i never used it then it might be something i regret.

My F You position / Goal:

The ultimate position i would like to be in is to earn £2500  (£576 Week) per month from pure passive income. That would give me  a very strong F You weapon. While i could do it from £1300 a month this would be weak in that i would be short on funds to go on lavish holidays and be free on my spending.

My goal this year on the road to hit the F You was  £382 a month. By the end of last October i had already exceed this target and averaged out at £522 (£120 week) a month from passive income. But im not relying on anyone to provide me with a needed wage as most of my income is from my businesses.

Conclusion:

Some peoples F You money is a pure lump sum, for me its a monthly wage that is inflationary. Im not at the the position yet. I will be close to my 'weak' position of £1300 very soon but the position of strength will take a little longer.

What is your position and do you think you will ever use it? 

Have you ever used it?

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